I Have No Credit Notation, What Should I Do?
When every consumer learns a credit note, it does not encounter figures like 1000-1500. A number like 0 is coming out against some consumers and this is really interesting. Consumers who have a credit rating of 0, that is, no credit rating, are immediately investigated for the situation they are in. If your opponent’s number is 0, it can also be observed as an incomplete statement, indicating that you have not used a credit card and have not borrowed money until that time. If you do not have any notes when you have done transactions with banks before, this is a sign of long-term interest. Is it not enough for my credit note to be in my bank account? The fact that the consumer only has a bank account is not enough for a credit rating. The reason is that the credit rating is usually assessed through credit transactions between the bank and the consumer. In other words, a recommendation about the consumer can not be graded because no payment is made.
What does the credit note consist of?
Credit note; the intensity of credit use, the newly received credit, the current credit and debt status, the regular payment of credit and card, and other factors. When the credit rating of the person is determined, the highest rate is 35% with regular payments. Consumers should pay considerable attention to their payments, even if one day the product is delayed, it is reflected as a late payment for this credit note. Reduces credit ratings on late payments.
Do you have any chance of using a credit for being a credit note zero?
Banks do not want to give credit cards or credit card products, which are called risky notes. However, the consumer with zero credit rating is not included in the risk group. Even so, the banks are so aware of how consumers behave in the risky group because they are not aware of the payment habits of these consumers. Consumers who want to use credit in this situation can find guarantor for the credit they will withdraw and if they can show a mortgage property, they are more likely to take action.
What do I need to do to get my credit memo right now?
If you decide to use one of the credit or credit card products to communicate with banks, you need to create your credit note as your first job. For this you have to work with banks regularly and up to date. The fastest method to recommend is credit cards. Taking a credit card and using it in a regular manner is seen as the fastest way to create a credit note. In addition, an automatic payment order for bills will also be effective in the formation of credit notes.
Credit Notation 0 (zero) I can not get a credit card What should I do?
It is not so easy to use a credit card today as compared to the old one. As is known, credit cards now have features such as cash advance and installment cash advance. Due to these reasons, the banks do not approve the credit card for everyone. You can increase your chances of using a credit card by going to a bank where regular transfers are made or you have paid your salary.
Can I Use a Housing Loan if the Credit Notation is Zero?
Housing loans are easier for both the bank and the consumer as compared to other loans. This is why the banks demand collateral for the housing loan. Even though it is described as an easy option, the amounts drawn for housing loans are considerably higher than other types of loans. In addition, it must take the approval of the bank in the house to be taken, which takes quite a long time.